Your cards together
Money separates debit-account balances from credit-card debt, limits and payment dates. Choose a primary, secondary and third card across Money.
NIQORA MoneyApple reviewYour everyday money.
A clearer picture.
Your cards, spending and repayments in one personal wallet. Make a plan for your month, see what needs attention and keep the details in your hands.
Apple review · Public launch to follow
ONE LESS THING TO REMEMBER
Automatic iCloud backup.
Included as standard.
Turn on Automatic iCloud backup in a supported iPhone version of NIQORA Money. Changes save to your own iCloud while the app is open and unlocked. You stay in control of backup and restore.
- Included on Free and NIQORA+
- Optional — switch it on in each app
- Your own iCloud. Restore when you choose.
Requires a compatible app version and available iCloud storage. Check the latest completed backup in the app. App release availability is shown separately.
MADE FOR EVERYDAY LIFE
Your money.
More understood.
A focused place for the cards, purchases and small decisions that make up your month. Explore the iPhone preview below. Money is awaiting Apple review.
A wallet that feels yours
Choose from 34 providers and 40 colours, grouped into Classic, Soft and Rich. Logos identify your chosen provider; they do not mean a bank connection.
Record it once
Record spending, income and refunds. Money also tracks debit-funded card repayments and transfers without counting them as new spending.
Give your month a plan
Use custom categories, monthly limits, notes and adjustable alerts. Follow the entries behind each budget and see what changed in your spending.
Keep important dates in view
Review the due dates you record. The current version includes opt-in payment reminders, weekly check-ins and in-app budget alerts.
Control stays with you
No bank connection or banking password needed. Hide amounts, use app lock and choose which details you record.
THREE SMALL STEPS
A simpler place to start.
Make your wallet
Choose debit or credit and add the starting balance. Credit cards also have a limit and optional due date. Set the order that works for you.
Build your routine
Record spending and income as you go. Log repayments separately and make a monthly plan for the categories that matter to you.
Review and adjust
Look at your activity and spending insights. Check your statements and update your entries when things change.
01
Money · Dashboard
START WITH YOUR MONTH
The details that help you decide.
See the income and spending you have recorded, review your budgets and return to the cards you use most.
- Your everyday overview, with manual entries
- Repayments and transfers kept out of spending
- Your saved card order across the app
02
Money · Cards
DEBIT AND CREDIT
The right details for each card.
Money separates debit accounts from credit cards. See money in an account alongside a clear view of borrowing, without mixing the two.
- Debit accounts with recorded balances
- Credit cards with limits and payment dates
- 34 provider choices and 40 card colours
03
Money · Credit
CREDIT, KEPT CLEAR
Know where each card stands.
Keep recorded credit balances, limits and payment dates together. Review what you owe separately from the money in your debit accounts.
- Balances and available credit at a glance
- Payment dates you enter yourself
- No bank connection or banking password
04
Money · Budgets
A PLAN THAT FITS YOU
Your categories. Your priorities.
Create categories for the things that matter to you. Set a monthly amount, add a useful note and choose when a budget should ask for your attention.
- Custom categories and adjustable alerts
- Remaining amounts and spending progress
- Category history and individual transactions
05
Money · Insights
SEE WHAT CHANGED
Make sense of your month.
Compare matching periods, see which categories changed most and review spending week by week. Useful prompts help you decide what to check next.
- Month-to-month spending changes
- Weekly patterns and spending by card
- Recorded debit money separate from credit debt
06
Money · Transactions
KEEP THE DETAILS
A quick record. A clearer month.
Add a purchase, choose its card and category, then include a note if it helps. Your recorded activity feeds your budgets and insights.
- Spending, income and refunds
- Separate repayments and transfers
- Your own categories and notes
07
Money · Backup
ICLOUD BACKUP INCLUDED
A saved copy, when you need it.
In a supported version, enable Automatic iCloud backup in Money’s Settings. Changes save while the app is open and unlocked. Check the completed backup and restore inside the app.
- Included free, without NIQORA+
- Optional automatic backup; manual controls remain
- Use the same NIQORA and iCloud accounts
08
Money · Privacy
YOUR INFORMATION, YOUR CHOICE
Comfortable keeping it personal.
Hide amounts when you need to, protect access with app lock and manage your records from Privacy & data. The controls stay part of the free app.
- Privacy mode and app lock
- Manage local data and account settings
- No financial data used for advertising
Supplied iPhone screenshots from Money 1.0.0 (10), with the latest design update and fictional example data. Money is awaiting Apple review; public launch will follow after approval and release.
USE WHAT YOU NEED
Part of the family.
One familiar NIQORA account.
Manual cards, transactions, budgets and insights are free in the current version. Privacy controls and personal iCloud backup are included, with no NIQORA+ membership required.
Your everyday money.
Try the manual wallet, spending records, category budgets and insights.
Privacy controls included.
One familiar membership.
Keep your existing membership. The current version includes optional read-only Bills and Debt summaries for eligible members using the same account. Public launch will follow after Apple approval and release.
Compare membership plansNIQORA+ shared access is being prepared for the upcoming app updates. Existing Debt subscriptions continue with their current benefits.
YOUR INFORMATION. YOUR CHOICE.
Privacy is part of the foundation.
No bank connection is needed. You choose what to add, can hide amounts on screen and have clear controls for your data. Privacy features stay free.
How we handle your informationCan I download Money today?
Money has been submitted to Apple and is awaiting review. It is not publicly available on the App Store yet. Join the launch list to hear when it is ready.
What do these screenshots show?
These are supplied iPhone screenshots from TestFlight version 1.0.0 (10), including the latest design update. They show the home dashboard, debit and credit cards, budgets, transactions, insights, free iCloud backup and privacy settings, using fictional example data.
Does Money connect to my bank?
No. Add your cards and record spending and repayments manually. Money does not move money or make payments for you.
Is Money free to use?
The current version includes manual cards, transactions, budgets and insights free, with no paid card limit. Privacy controls and personal iCloud backup are also free. NIQORA+ is optional and supports eligible premium features across the family.
Can Money link to Bills and Debt?
The current version includes optional read-only Bills and Debt summaries for eligible NIQORA+ members using the existing account. Public launch will follow after Apple approval and release. These summaries do not create Money transactions or count spending twice.
Do I need another membership?
No. Existing subscribers should keep their current NIQORA account and membership. Use the same NIQORA sign-in so Money can check your existing membership. Restore purchases if needed; do not buy a second membership.
Does Money include iCloud backup?
Yes. iCloud backup is included as standard on iPhone, with no NIQORA+ membership required. In a supported version, turn on Automatic iCloud backup to save changes while Money is open and unlocked. Manual backup and restore remain available; check the latest completed backup in the app. Restore with the same NIQORA and iCloud accounts. It uses your own iCloud account and storage. Money is awaiting Apple review and is not publicly available yet.
NIQORA MONEY
A little clearer. Every day.
Awaiting Apple review. Join the list for public launch news.